The
purchase of property in the United Kingdom is open to British Nationals,
as well as British Expatriates and Foreign Nationals.
Properties can be purchased either as a main residence for use on
repatriation or alternatively as an investment on a buy to let basis.
Mortgages are available up to 85% of the value of the property or
purchase price, whichever is the lower.
For Investment Mortgages the maximum loan to value available is 80%.
Many lenders allow the purchase of an additional property to be used
for investment purposes, however if you are looking to purchase a
number of properties the market is greatly reduced and specialised
lenders would have to be used.
We have access to a special scheme, which allows investment properties
to be bought without any proof of income. The loan is granted subject
to the rental income achievable from the property. This scheme is
available to Foreign Nationals as well as British Expatriates.
For clients wishing to look at individual investment properties or
portfolios of investment properties ("buy to let"), please
click
here to view what we currently have available.
For conveyancing and legal matters, we have close links with Murray
Humphrey a well-established firm of solicitors based in the UK. They
offer very competitive rates and further information can be found
on their website at www.mhlegal.com.
For clients looking to source properties in the UK we have relationships
with a number of estate agents, both in London and further a field,
and would be happy to pass enquiries on.
We deal with every lender on the UK market who offer mortgage facilities
for expatriates and foreign nationals and will always endeavour to
obtain the best possible financial package for our clients.
If you are non resident in the UK or resident but non domiciled you
may achieve tax benefits by buying your UK property through an offshore
trust or company and we would recommend that you contact IFG International
Limited in this regard.
Their website is www.ifgint.com.
|
|
